AFO · Alternative structures
Revenue-Based Financing (RBF)
Capital advanced against future monthly revenue, repaid as a fixed % of sales.
Program status and primary actions
Live — self-serve apply availableStart applicationTry the screenerQuick facts.
- Size range
- $50,000 — $5,000,000
- Cost / pricing
- Fixed multiple on the advance, typically 1.2–1.5x. Effective APR varies with repayment speed.
- Typical speed to close
- Days to weeks
- Capital type
- Revenue-based financing
Eligibility
Who this program is for.
Recurring-revenue business (SaaS, e-commerce, subscription) with at least six months of consistent monthly revenue. No personal guarantee, no dilution.
Use of proceeds
What this capital can fund.
Outside these categories the program either isn’t a fit or requires a non-standard structuring conversation. The screener cross-references your specific use of proceeds against the full catalog before recommending an instrument.
What Capital Toolkit does
CPA-led engagement, not lead generation.
Whether the answer is Revenue-Based Financing (RBF)or something else in the catalog, the engagement starts the same way: a CPA reviews the use of proceeds, the balance sheet, and the projections to confirm the right structure. Only then do we build the package and approach providers. The catalog page's screener exists to triage cleanly; this page exists so you can read the program in detail before that conversation.
If Revenue-Based Financing (RBF)is the right fit, you’ll get a normalized financial package, a coverage or eligibility analysis appropriate to the program category, and provider / program outreach handled by a CPA with the engagement still under one roof.
Sources & verification.
- Program details (external)
- Open program page (opens in a new tab)
- Catalog entry last verified
Program criteria, rates, and ceilings change. Capital Toolkit verifies the catalog entry against the provider periodically, but the linked program page is always the authoritative source at the point of application.
Where this program shows up
The hubs that feature Revenue-Based Financing (RBF).
This program is curated into the hubs below — industry verticals where it’s a typical fit, business stages where it’s the right answer, and funding stacks where it combines with others.
Head-to-head
Compare Revenue-Based Financing (RBF) against another option.
The comparisons below answer the “should I do this or that?” question with a side-by-side matrix plus the scenarios where each option wins.
vs.
ABL Revolver (Asset-Based Lending)
Revolving line tied to eligible receivables and inventory. Scales with the business.
Open the comparison
vs.
Royalty Financing
Capital in exchange for a royalty on future revenue, capped or sunsetted.
Open the comparison
vs.
Angel & Strategic Equity Introductions
Curated introductions to angel investors, family offices, and strategic partners for early-stage capital.
Open the comparison
Related programs in the same family
Also in Alternative structures.
Royalty Financing
Capital in exchange for a royalty on future revenue, capped or sunsetted.
Status: Coming soon
Equity Crowdfunding
Public retail equity raises through securities-regulated crowdfunding platforms.
Status: Coming soon
See every option side by side.
The full catalog groups debt, grants, equity, and alternative structures by family so you can compare like with like before booking a conversation.